Wednesday, 7 May 2014

Kiran Trivedi’s Top Five Ways Scottish Independence Could Impact Your Bank Balance

Whatever side of the debate you’re on, Kiran Trivedi readers, if Scottish Independence is achieved through this year’s referendum, it could impact your bottom line both positively and negatively, and you need to know about it.  That is why this week on the Kiran Trivedi blog, I’ve detailed my top five ways Scottish independence could impact your bank balance.
Leaders on both sides of the argument have been banging on about how Scottish independence could affect the economy, and it shouldn’t surprise you that it could affect you. Here are the top five ways Scottish independence could impact your bank balance.

An Independent Scotland: The Top Five from Kiran Trivedi

1)      Energy: This is a real concern, considering how high energy prices are already. Scottish independence means that we have less households shouldering the cost of nuclear power, which means energy prices could very well go up.

2)      Taxes: There’s no evidence to categorically suggest that a Scotland free of the rest of the UK would mean higher taxes for all of us, but it could do. If Scotland, for example, don’t take their share of national debt, taxes will go up most likely to offset the difference.

3)      Jobs: This could actually be a huge plus south of the border, as public sector jobs currently based in Scotland could very well have to move back to the rest of the UK, which would actually boost the economy and increase the average person’s spending power.

4)      Tuition Fees: This is one for you students out there. It’s entirely feasible that if Scotland breaks away, then UK students will pay Scottish prices to attend their universities, as is normal for foreign study. Scotland has lower university fees, which would benefit any student who wants to study north of Hadrian’s Wall.

5)      Postage: Believe it or not, stamps could actually be cheaper for the rest of us, should Scotland flee the Union. This is due to us no longer having to pay for postal delivery to Scotland, a cost traditionally covered by stamp prices.


So, as we have seen, Scotland breaking away could have good and bad effects on your personal finances, and should they do so, you need to know about them. However it’s all just conjecture at the moment and we won’t know how it’ll play out until this September! There will be updates on the Kiran Trivedi blog.



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